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Quick Loans, No Delays, No Hidden Fees.

Life is unpredictable, and we understand that. Whether your needs are personal or business-related, our loan application process guarantees swift access to loans.

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Quick access to loans for everyone

We offer different loans for different needs, the choice is yours

Personal/Individual loans

Spending is inevitable. But we can help you put money away every time you transact.

Agent/Merchant loans

Agents enjoy daily cash access and instant disbursement upon tier qualification.

Business loans

Businesses get immediate funds upon eligibility.

It's just a few clicks away

You're one step closer to getting the loan you need. You're in control.

  • Getting Started

How it works

Get a loan that treats you right. Choose how much you want to borrow and for how long. Choose a repayment date that suits you, and change it if you need to (there's no fee!).

  • Click the button below to send a mail to our operations team.
  • The team will verify your eligibility status and will respond with a loan offer
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Enjoy loans that are fully transparent

We believe in full transparency, ensuring that our customers are well-informed about interest rates, fees, and any other important detail.

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No hidden interests

Life happens and getting a loan is nothing to be ashamed of. Know upfront exactly what you'll pay, with any interest broken down and no hidden costs. And you'll always have a clear plan to pay back.

Here's what our customers say

Join thousands of people in our community who are already building
wealth with us

I never thought I would speak about a bank this much, but here I am! Dot's financial services saved me hundreds.

Imole Adewunmi Business Owner

I had my doubts about using a new fintech for my banking needs. But Dot exceeded all expectations. User-friendly & transparent.

Johnson Chukwudi Spare Parts Dealer

Why didn't I find out about Dot sooner? Their banking services have simplified my life in ways that I never thought was possible.

Bolanle Fatai Mother and Shop Owner